大势已去 多国央行发声重创比特币
每日经济新闻随着12月5日中国央行首次公开对比特币表明态度后，比特币一路走跌。比特币中国网站的价格走势图显示，12月7日，比特币最低价格为3821.13元，随后小幅回升，昨日（12月8日），比特币价格在5000元上下徘徊。
除了中国，法国央行也于12月5日警告称，比特币为虚拟货币不受监管，没有担保，此前荷兰央行也发表类似声明。
随着多国央行相继发声，百度也停止了接受比特币支付，主要理由是近日比特币价格波动较大，用户利益无法保证。
但据记者了解，目前国内部分比特币持有者和投资者仍看好比特币。也有研究人员认为，央行出手，也意味着在比特币和法定货币之间划出了一道不可逾越的鸿沟，但其在电子支付领域或有一定生存空间。
加拿大皇家银行资深顾问陈思进表示，比特币大势已去。不过，价格还会维持在4000~4500元人民币左右一段时间。但无论如何，大涨的基础没有了。
各国央行态度不一
近日，多国央行公开对比特币发表了相关声明，比特币价格随即遭遇重创。
12月5日，中国央行等五部委发布《关于防范比特币风险的通知》，明确指出比特币不是货币，不能也不应当作为货币流通和使用；但允许民众作为一种虚拟物品自由持有和交易，现有交易网站也将纳入监管。
法国中央银行—法兰西银行也于12月5日警告，虚拟货币不受监管，没有担保，不具有法偿性，一旦与真实货币进行兑换或成为支付手段，将造成金融风险，给全球反洗钱斗争带来新困难。
法国央行当天公布的一份研究报告显示，被炒得火热的比特币就是一种具有代表性的虚拟货币，可在因特网上兑换真实货币，或作为网上购买商品和服务的支付手段。报告说，虚拟货币迄今尚未被列入监管范畴，但法国央行将继续密切关注虚拟货币的动向和相关风险。
除部分国家央行对比特币发出警告外，早前还有国家已将其纳入合法范围。美国司法部和美国证交会的代表称，比特币是一种合法的金融工具；德国也正式承认比特币的合法地位。
不过，近几日多家央行的明确表态还是对比特币造成 “重创”。12月5日之后，比特币价格一路走低，比特币中国价格走势显示，12月7日比特币最低价格为3821.13元。随后小幅回升，昨日比特币价格在5000元上下徘徊。
就在中国央行警示比特币风险后的第二天，百度发布公告称，百度旗下网站加速乐暂停接受比特币支付。
据知情人士表示，停止的主要原因是央行下发了文件，加速乐多提供免费的服务，付费的主要还是以人民币结账，支持比特币支付后，很少有业务通过比特币完成。由于和政策有关，比特币支付短时间内不会恢复，未来能否恢复还不清楚。
此外，据了解，日前全球首例支持比特币实物交易的中国企业果壳电子，已在官方论坛发布公告称，果壳电子全面停止比特币支付服务。
仍有投资者看好比特币
比特币虽然近日连续走跌，但仍受到部分投资者看好。同时，比特币中国交易平台上成交量较往常规模扩大，主要原因是价格不稳定，基本都是当日买进，当日卖出。
币行创始人CEO蒋长浩表示，他们相关的产品在一两周之内就要问世，央行出台相关文件和该公司的研究领域没有太大冲突，央行只是划定了红线，不允许金融机构和第三方支付做这个业务，对互联网公司是一个利好消息，该公司在研究产品时也做了一点小的调整。 蒋长浩认为，比特币是一个长远的事情，短期的政策出台对该行业有短期指导意义，长期仍然看好比特币。在监管层面上看，防止比特币被利用来做一些不正当行为可以理解，而比特币推动社会进步的方面还没有体现出来。
有电商表示，虽然国家出台相关政策导致比特币目前走跌，但国外的市场那么大，未来仍然看好比特币。
“比特币两个概念：一是支付系统，第二个概念才是货币；支付系统只要有人用就体现价值，同时把币的价值抬起来了。”比特币资深玩家宋欢平表示，央行出台文件和价格的下跌均在预料之中。未来比特币很有可能成为储备资产，只是时间问题。
电子支付功能或可保留
据华尔街见闻近日报道称，美银美林宣布正式将比特币纳入研究范围。美银货币分析师DavidWoo为比特币估值1300美元，他认为“比特币能够成为电子商务的一种主要支付方式，并且成为传统货币交易的有力竞争者”。
兴业银行资深贵金属分析师蒋舒表示，比特币最早作为电子支付手段，和我们游戏出现的电子支付单位一样，本身无可厚非，只要支付和接受双方认可就行。但比特币被炒得太热，一定程度上有成为法定货币的一种趋向。
但蒋舒认为，比特币不具备国家公权力，不可能保证不被复制。随着比特币作为货币支付手段接受程度越来越高，不能保证这个规则不会被更改。比特币现在仅作为支付手段，可以控制数量，如果比特币将来作为信贷工具会有一个货币乘数，就没办法控制，因为不能保证流通速度，如果有一个信贷体系，货币会创造更多的货币，有一个货币乘数。
未来，比特币作为电子支付的一种工具或许不会消亡掉，因为并不是所有的支付都是通过货币进行，但如果把比特币看成挑战国家货币的纸币，这种发展的空间比较有限。
陈思进表示，比特币大势已去。不过，由于整个市场交易量较小，价格还会维持在4000~4500元人民币左右一段时间。既得利益者要千方百计维持价格，尽可能地让其已获得的巨大账面财富不要太快消失，但无论如何，大涨的基础没有了，因此，后来者会越来越少，渐渐地就会烟消云散。 Swiss Lawmakers Propose Treating Bitcoin as Foreign Currency
CoinDesk / Nermin Hajdarbegovic / 1 Std. später {:5_326:}
The Swiss Parliament is considering a postulate that asks for bitcoin to be treated as any other foreign currency. The goal of the postulate, introduced by representative Thomas Weibel, is to eliminate ambiguities and increase legal certainty related to bitcoin.
If it is approved by parliament, it will be submitted before the Federal Council, Switzerland’s principal executive institution. If the Federal Council agrees that bitcoin should be treated like other foreign currencies, it will also evaluate how to implement the postulate. In addition, the executive was asked to examine the potential bitcoin-related opportunities for the Swiss financial sector.
The postulate petitions the executive branch to reply to four basic questions: whether or not bitcoin represents an opportunity for the financial sector, should bitcoin be treated as a foreign currency, what regulatory instruments should be used to establish legal certainty for bitcoin and similar currencies, and what sort of regulatory changes are needed and when can they be implemented.
The postulate was co-signed by 45 members of parliament (out of a possible 200) after they came to the conclusion that bitcoin can create new opportunities for the Swiss financial sector and that measures should be taken to regulate the application of VAT and the execution of money laundering controls.
Over the next few weeks, members of parliament will vote on the postulate. Then, if the majority of members of parliament vote in favour, it will be formally submitted to the Federal Council. If the council responds affirmatively, it will also have to make its position clear to national regulatory bodies such as Finma, the Swiss securities exchange commission.
If all goes as planned, bitcoin could be practically recognized by Switzerland as a legitimate foreign currency. The move would drastically reduce legal uncertainty for bitcoin users, at least in Switzerland, namely the Swiss banking sector. It would allow Swiss authorities to apply existing foreign currency legislation to bitcoin and other digital currencies.
Luzius Meisser, president of Bitcoin Association Switzerland, told CoinDesk:
“This would be quite revolutionary, as it provides bitcoin with additional legitimacy and could serve as a precedent for other countries. Also, it would pave the way for businesses to use bitcoins without legal uncertainty in Switzerland.”
Meisser believes it is likely the postulate will make its way through parliament, given that around 25% of its members acted as cosignatories.
A partial translation of the postulate has been posted on the Bitcoin Talk forum.
Back in September, Jean Christophe Schwaab of the Swiss Socialist Party said the only people in Switzerland who know about bitcoin are “geeks, criminals and special police units” and that there is currently very little or no public discussion about digital currency.
He seems to have adopted a more positive view of bitcoin, having acted as one of the cosignatories of the postulate.
Meisser said: “I spoke to him and he told me that he had changed his opinion regarding outlawing bitcoin, for the meantime, but he remains skeptical overall.”
“The fact that he cosigned the new, positive postulate is very nice,” he concluded.
Co-authored by Emily Spaven and Nermin Hajdarbegovic.
View Swiss Lawmakers Propose Treating Bitcoin as Foreign Currency on CoinDesk. Swiss parliamentary postulate: Bitcoin is a currency Today at 04:06:09 PM
Bitcoin just got a big credibility boost: 45 members of the Swiss parliament signed a postulate asking for Bitcoin to legally be treated as foreign currency like the Euro or the Dollar.
Summary The postulate demands to evaluate the opportunities of Bitcoin for the Swiss finance sector. It also states that Bitcoins raises a number legal questions and that the simplest way to answer them would be to clarify that Bitcoins should be treated like other foreign currencies. The goal is to clarify in a simple and straight-forward way how various laws such as the GWG (money laundering act), the MWSt (VAT act), or the KAG (securities act) are to be applied to Bitcoin. This not only paves the way for Bitcoin businesses and financial services in Switzerland, it is also a great precedent for other countries that look into how Bitcoin should be handled from a regulatory perspective.
What's next The next formal step is for the Swiss parliament to have a vote on the postulate (can take many weeks). If it passes (which is very likely as about 25% of the parliament already co-signed it), the Federal Council will answer the questions, which again can take many months. And then, if the Federal Council agrees, it would again take a while to adjust the relevant regulations. So it will take time until it becomes effective, but it already today sends a nice signal of how regulatory bodies should treat Bitcoin when the law is unspecific.
Sources: The press release from the parliamentary group that created the postulate: http://www.digitale-nachhaltigkeit.ch/2013/12/bitcoin The Swiss parliament: http://www.parlament.ch/e/suche/Pages/geschaefte.aspx?gesch_id=20134070
Translation of the press release Press Release of the Parliamentary Group for Digital Sustainability (Parldigi)
Berne, 2013-12-09
The core team of the parliamentary group for digital sustainability wants the opportunities of Bitcoin to be evaluated and asks the Federal Council (the Swiss executive) a number of questions regarding legal certainty. At the same time, Parldigi takes its first steps with this novel open-source currency and has started accepting donations in Bitcoin.
Over the past weeks, Parldigi has intensely discussed Bitcoin internally. Its members, coming from major parties such as SP, FDP, GLP and the Greens, have concluded that Bitcoin and comparable digital currencies not only pose risks (as claimed in earlier postulates 13.3687 and 13.3854), but also opportunities for Switzerland's financial sector. Furthermore, as Bitcoin is already in use as a means of payment in Switzerland, it makes sense to ensure legal certainty regarding money laundering laws and VAT.
Therefore, representative Thomas Weibel (green-liberals, Zurich) has submitted the postulate 13.4070 "Ensure legal certainty for Bitcoin" with 44 co-sponsors on December 5th.
Quote:
Ensure legal certainty for Bitcoin (Postulate 13.4070)
The Federal Council already wrote in his answer to postulate Kaufmann 13.3854 "Bitcoin and money laundering laws" that online-currencies like Bitcoin raise a number of economic, regulatory, as well as operational questions. Legally, they are hard to categorize as they are decentrally organized and neither have an identifiable issuer nor someone else who guarantees a value.
It is likely that those questions could be answered by making clear that Bitcoins and similar electronic means of payment are to be treated like foreign currencies. Hereby, it would be made clear how to apply laws such as GWG, KAG,and MWSTG to Bitcoin and legal certainty would be created.
In addition to the points raised in postulate Schwaab 13.3687 "Evaluate the risks of online-currency Bitcoin", the Federal Council shall also answer the following questions:
1. What opportunities does the Federal Council see in Bitcoin and similar online-currencies? 2. Does the Federal Council see any reasons not to generally treat Bitcoin and comparable online-currencies like foreign currencies? 3. Which regulatory instruments does the Federal Council have to ensure legal certainty for Bitcoin and comparable online-currencies? 4. Should regulatory adjustments be necessary, what would the timeline of implemetation look like?
Parldigi also takes its first step with this novel currency and has started accepting donations in Bitcoin. If you want to support parldigi in advancing digital sustainability in Switzerland, feel free to send donations to address 16qpAVM718XzWEH8LKJZetKutW5R8bNMNn . (Sidenote by translator: there are no restrictions for political donations in Switzerland. Faced with the problem of powerful politicians being influenced by donations, many countries created laws to restrict such payments. Switzerland chose the other solution and restricted the power of politicians instead. ) 秋后的蚂蚱。 明年今日，估计这个板块都不在了。 乐水鸣佩环 发表于 2013-12-10 13:34
秋后的蚂蚱。 明年今日，估计这个板块都不在了。
看了某人的推广，又是打电话听音乐挣，又是关机睡觉挣，我觉得这玩艺真够不靠谱的了
当然，小数点后的0我都数不清了 xeonrong 发表于 2013-12-10 13:26
看了某人的推广，又是打电话听音乐挣，又是关机睡觉挣，我觉得这玩艺真够不靠谱的了
当然，小数点后的0 ...
1$=1.06mBTC jetzt {:5_319:} HH521 发表于 2013-12-10 15:17
1$=1.06mBTC jetzt
特高兴是不是？
请问您这个兑现对出来的是美元呢还是比特币？别相当于，相当于1000美金一分钟也没用
那您能告诉一下打多长时间能换出来一个比特币呢？是您攒出一个他就给您一个呢还是多少个起付？
朋友，干点正事吧，想炒您好歹投资买个挖矿机吧 肯定赚钱的是硬件商，什么显卡之类的，呵呵
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